← Back to News
Housing Netherlands

Foundation problems? Then you may receive a lower mortgage.

NOS Nieuws ·
Foundation problems? Then you may receive a lower mortgage.
Starting January 1, 2027, future homeowners with properties facing foundation issues may qualify for lower mortgages through the National Mortgage Guarantee (NHG). Lenders will factor in expected repair costs to ensure affordability and responsible financing.

Summary

Future homeowners of properties with foundation problems may receive a lower mortgage through the National Mortgage Guarantee (NHG) starting January 1, 2027. Lenders must consider expected repair costs when determining the maximum mortgage amount for NHG loans to prevent buyers from facing unaffordable repair expenses. This change affects mortgage calculations for future homeowners with properties at risk of foundation issues.

Read full article at NOS Nieuws ↗
#nhg#mortgage#housing#foundationissues#homebuyers#netherlands